Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the investment services world or concepts from the financial industry, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Find That Lost Retirement Account
When you leave a job, sometimes you can leave behind a retirement account, and sometimes those retirement accounts get forgotten. How do you figure out if you have retirement accounts out there and what can you do to get them back?
Read MoreReviewing Your Life Insurance Needs
Life insurance is an important coverage to have. When you undergo a life change (recent purchase of a large asset, marriage, or children) review your coverage to make sure it's still adequate for your life and situation.
Read MoreOne Up On Wall Street: A Summary
"One Up on Wall Street" is not only a practical guide to stock market investing. Lynch's conversational style, combined with his wealth of experience, makes the book accessible to investors of all levels.
Read MoreWhy Medicare Should Be Part of Your Retirement Strategy
Medicare is an important piece of retired people's lives and should be a strong consideration when planning for retirement. Healthcare expenses are a big deal and are typically an afterthought when planning for retirement.
Read MoreCreative Ways to Motivate Your Employees
When you're a boss, you have to figure out ways to keep your employees motivated and engaged. Leadership is something to be taken very seriously. Here are some creative ways to motivate your employees.
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Intellectual Property and Your Estate
Intellectual property is a big deal nowadays, as there is so much of it because of the digital landscape we operate in. If you have intellectual property, what does that mean for your estate? We explore that in today's blog post.
Read MoreWhat's So Great About a Rollover?
When you leave a job, something needs to be done with your retirement plan. Most companies don't like it when you keep your plan there and it's not wise to do so anyway. What do you need to know regarding rollovers?
Read MoreInsuring Your Business Against Cyber Liability
October is National CyberSecurity Awareness Month, so there's no better time to touch on insuring your business against cyber liability. What does it look like? What does it cover? Who needs it?
Read MoreThe Life and Death of a Twenty Dollar Bill
How much do you know about the twenty-dollar bill? Do you know how it's made and printed? Do you know how many of them are used and what happens to them when they've lost their credibility? Read and learn about the twenty-dollar bill!
Read MoreFinancially Savvy at Six Figures
Being smart with your money is important regardless of what your income is. You should be mindful of that even when you're salary goes up. Don't let your lifestyle inflate too much, keep living within your means, and follow these steps.
Read MoreThe Richest Man in Babylon: A Summary
The Richest Man in Babylon is a timeless classic in the financial space. In this book, you learn simple, yet impactful, lessons about how to grow your wealth.
Read MoreNavigating Retirement Pitfalls
Retirement can be a challenge for everyone, especially if you've fallen short of your savings goal or have a health issue that forces you to use more savings than you planned. There are some things that you should be wary of.
Read MoreA Look at Whole Life Insurance
Whole life insurance isn't right for everyone, but it could be a pragmatic solution for some people. Whole life insurance needs to be treated as much as an investment as it is as an insurance policy.
Read MoreAI Tools Changing Retiree Entrepreneurship
Artificial Intelligence (AI) is changing the landscape on the internet. Could it reshape what some of our retirements look like? Here are some AI Tools Changing Retiree Entrepreneurship.
Read MoreWhat to do when you don't know what to do
How are we able to make decisions we can be confident in? When circumstances change, how do we keep ourselves from adjusting our plans? Today we're going to talk about discerning when to do something and what to do.
Read MorePsychology of Money: A Summary
Psychology of money does a good job of writing about the mental part of one's financial journey. It talks about personal preferences, why you should stick to your investment strategy, dodge pessimism, and enjoy your money. A great book!
Read MoreDebt Stress
Stress causes health issues and debt causes stress, so how do we maintain and/or improve our health as we get out of debt? We explore that topic in this week's post!
Read MoreWhat It Takes to Become an Accredited Investor
Being an accredited investor has its advantages and disadvantages, and we'll explain those. But how do you become an accredited investor? In this post, we'll lay out what it takes to become an accredited investor.
Read MoreThings to Do When Your Child is Born
Congratulations! You had a baby! Now what? What are some of the steps you should take after your child is born? How do you get them set up in life? How do you help set them up for their future? We'll discuss that in today's post!
Read MoreHeadlines from last week - 7/26/23
Big banks in good shapeSome borrowers getting student loan debt reliefAT&T and telecom getting hammeredTech stocks and index weightingNot enough housing availableLabor market is tightSoon, politicians might not be able to directly own...
Read MoreWhy Retirees Are Holding More Stocks
20% of investors in the age bracket 85 and older have nearly all of their accounts in stocks. We discuss why that is, inflation, and small business sentiment at the moment. Then, I explain a little bit about some projects I'm working on.
Read MoreDo Our Biases Affect Our Financial Choices?
The mind is a powerful thing. Our personality and our experiences influence our decision-making in all aspects of life, especially when it comes to our finances. Learn how our cognitive biases impact our decision-making.
Read MoreRetiring Earlier Than Expected? What To Know
Retiring earlier than expected could be challenging. You could be ill or unable to work for a different reason. Losing the ability to earn and save for retirement could force you to get creative with your finances.
Read MoreInventorying Your Possessions
Creating an inventory of your possessions is an important step to take for insurance purposes. Knowing what you own is important because, in the event of a loss, you'll need to detail your possessions and their worth.
Read MoreFIRE Retirement
FIRE is a movement that started a couple of years ago. It's an acronym that stands for Financial Independence Retire Early. Find out what it's all about!
Read MoreA Brief History of Estate Taxes
Estate taxes have been around for a while and for some people could come into play, depending on the size of your estate. This article's aim is to explain estate taxes and some of the history behind them.
Read MoreThe Cost of Procrastination
Saving and investing for retirement is important, and it's never too late to start. However, the earlier you start, the more time you have to let compound interest works its magic. Find out what it could cost if you put it off.
Read MoreGood to Great: A Summary
Good to Great is an excellent book - my biggest takeaway is what it takes to be a good leader. That's what makes a good company a great company - the leader. I got a lot out of this book and I hope you read it yourself!
Read MoreStarting a Roth IRA for a Teen
A Roth IRA doesn't just have to be adults in their careers or retired folks. Turns out, your kids could benefit from opening one. Read more to find out why and how to get started!
Read MoreA Checklist for When a Spouse or Parent Passes
When a spouse or a parent passes, there are a number of things you need to do to get their affairs in order. In this article, we'll explain the steps and what each one entails.
Read MoreSocial Security: Maximizing Benefits
Social Security is something you receive in or near retirement to help pay for your living expenses. Did you know there are ways to enhance your Social Security benefit? Read on to figure out how you can get the most out of yours!
Read More401(k) In-Service Distributions - SECURE 2.0
SECURE 2.0 has quite a few elements in it to help retirement savers and workers. A new item is in-service distributions. Here's what they are and what they all entail.
Read MoreFreakonomics: A Summary
Freakonomics teaches you how to make better decisions by demonstrating how incentives control your life, how to eliminate knowledge gaps between you and the experts, and how to accurately distinguish between causality and correlation.
Read MoreCatch-up Contributions
People older than age 50 have the ability to save more for retirement than people under 50 in the form of "catch-up" contributions. Here's what you need to know.
Read MoreHow Will Working Affect Social Security Benefits?
How do earned income and working affect your Social Security? What are the rules and limitations for making money while taking Social Security?
Read MoreHow Retirement Spending Changes With Time
Do you have a spending plan in place for retirement? Many people don't and end up spending too much early in their retirement, not leaving enough later on. How do you plan accordingly?
Read MoreUnderstanding FDIC Insurance
FDIC Insurance is the topic of conversation lately because of some banks in hot water. What exactly is it though? What are the limitations, rules, and regulations of FDIC Insurance?
Read MoreDoes Your Child Need to File an Income Tax Return?
As parents, we encourage our children to work, so they can learn important values about work and independence. At what point, if at all, do children need to file an income tax return for the money they earn?
Read MoreChoices for Your 401(k) at a Former Employer
You leave your employer and your retirement plan is left behind. What can you do with it? Today, we'll discuss your options with how to handle your 401k at your old employer.
Read MoreWhat is a Roth 401(k)?
A Roth 401(k) can be a great tool to save for retirement. It's not available to everyone though. Your company has to have a 401(k) and they have to enable Roth contributions. We explore more in today's post.
Read MoreChoosing a Retirement Plan that Fits Your Business
Choosing a retirement plan for your business is an important decision. With options like SEP IRAs, SIMPLE IRAs, and 401(k)s, how do you choose? We'll talk about that today.
Read MoreIs a SIMPLE IRA right for your business?
What retirement plan you choose for your business is very important. If you're just starting out and want to pick a simple one, the SIMPLE IRA might be right for you. We discuss this plan and its characteristics today.
Read MoreIs a SEP IRA right for your business?
The SEP IRA is a great way for business owners to save for retirement. It's also a great way to help employees save for retirement last well! It comes with some advantages and disadvantages, however.
Read MoreIndividual Retirement Accounts (IRA)
The individual retirement account, or IRA, is a great way for people to save for retirement. Especially, if they don't have a 401(k), which is typical, through their employer. Let's explore the rules and characteristics of the IRA.
Read MoreAsset Allocation Best Practices
Asset allocation is how you organize your portfolio with regard to your investments within it, using time horizon, risk tolerance, and investment objective.
Read MoreWhat is cash?
I figured if we are going to talk about the first two parts of the asset allocation recipe (stocks, bonds, cash), then we ought to talk about the final part, cash. This will be much shorter than the first two, though, as the concept...
Read MoreWhat is a bond?
Before we get into how bonds and stocks are different, let's explore what a bond is and how it works.A bond is a type of investment, like a stock. There are a couple of differences, however. Stocks are considered riskier than bonds...
Read MoreWhat is a stock?
What are the technical details of a stock? How do they work? How do you determine if they're right for you? We'll answer some of these questions and others in this week's post.
Read MoreThe Alchemy of Finance: A Summary
The Alchemy of Finance is a finance book written by George Soros. The book is an explanation to readers about what George Soros thinks about the market and the economy.
Read MoreTraditional IRA Features and Rules
The Traditional IRA is an excellent way for individuals to save for retirement. However, there are a lot of different rules you need to know and abide by. In this post, we'll go over the Traditional IRA and all of its features and rules.
Read MoreRoth IRA Features and Rules
The Roth IRA is a popular way for individuals to save for retirement, thanks to its tax-free growth. There are other features to pay attention to though. In this post, we'll talk about the features and rules of the Roth IRA.
Read MoreBusiness Retirement Plan Guide
This is a guide to the retirement plan options available to businesses, business owners, and individuals. There isn't any fluff. It's the characteristics or each plan, the numbers, and the rules. The "table of contents" below will give...
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